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How the iPhone update program works

How the iPhone update program works

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Apple

The new iPhone will soon be in stores (iPhone XS, iPhone XS Max and iPhone XR), which makes this a good time to view the iPhone update program or iPhone upgrade program.

Two-year contracts and payment installments for a new phone are a thing of the past. Now operators and Apple can allow consumers to finance their phones through a monthly payment. With the Apple update program you can create a new iPhone every year. So let's take a look.

How does the iPhone update program work?

You purchase an Apple iPhone – either personally in an Apple Store, in the Apple web store or through the Apple Store app – and commit to pay within 24 months. But after you have made half of those payments, you are eligible for an update. After 12 months you can exchange your current phone for a new model. The clock starts again in 24 months with payments and you are eligible for an upgrade to a new device after making 12 payments.

The owners of the iPhone X have to make a payment to be updated because this phone was introduced in October, which means that a payment has to be made to get a new model when they are distributed at the end of the month .

Why buy a phone directly from Apple instead of from an operator?

When purchasing an Apple phone, it includes the AppleCare + coverage, the insurance program and the extended warranty. Otherwise this program costs US $ 149 or $ 7.99 per month. In other words, with the iPhone update program, you would pay a similar price to the operators, but you would not have AppleCare +.

AppleCare + doubles the standard warranty from one year to two years. But the real value of AppleCare + is protection against damage caused by accidents. You get two accident statements to replace your phone (each battery costs US $ 99, but it's a lower price to buy a new phone). You can also replace a cracked screen or two for $ 29 per incident. Phone support lasts two years with AppleCare +; The standard is 90 days.

How much is it?

The price is about US $ 37.41 per month for a 64GB XR iPhone and $ 68.66 per month for an iPhone 512GB XS Max.

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Screenshot by Matt Elliott / CNET

How can I pay?

You must have a credit card to sign up for the program. In the United States, Apple uses Citizens Bank for the installment loan and requires a valid credit card issued in the United States.

Is there an age limit?

Yes, you must be at least 18 years old to sign up to subscribe to this program.

How can I redeem my current phone?

You can take it to an Apple Store and redeem it there, or you can buy the new phone from the Apple Digital Store or from the Apple Store app. When you order an iPhone online, it comes with a redemption kit that allows you to package your old phone and send it to the Apple. You have to send it to Apple within 14 days.

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What if my current iPhone is bruised?

According to Apple, your current iPhone must be "in good physical condition and operational." This means that the phone:

  • Go ahead and keep the load.
  • Have an intact and functional screen.
  • No cracks or cracks.

I have not done the 12 payments on my current iPhone. Can I still update?

Yes, but it costs you money. If you have made at least six monthly payments on your current phone, you can pay the difference between your current balance and the total for the 12 payments to get a new iPhone.

Do I need to update my phone?

No, you are not obliged to update yourself. If you are satisfied with your current phone, you can continue to use it and continue paying. After 24 months you are ready to pay and you can continue using it without having to make a monthly payment, or you can choose to sell it to finance the costs of a new phone.

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